Find out how our exclusive rates and programs can make it happen. Your journey to “yes” starts with a single click.
Low down payments and flexible credit requirements make your first home an achievable dream. Let’s get you the keys.
Discover the power of choice. We connect you with the ideal financing solution designed for your unique situation, turning obstacles into opportunities.
Whether you’re exploring loan options, curious about credit repair, or need clarity on insurance—we’re here to help. No question is too big or small. Reach out for honest, straightforward guidance tailored to your situation.
For over 14 years, Duane Buziak Mortgage Services has been helping Virginians achieve homeownership. We’re more than mortgage experts—we’re your dedicated partner, making the journey accessible and clear for all buyers, from first-time to experienced investors.
Get access to competitive rates and flexible loan options tailored to your unique financial situation. From pre-approval to closing, we ensure a smooth and transparent mortgage process.
Make your dream home a reality with our expert guidance. We help you navigate the entire home buying journey—from finding the right property to securing the perfect loan terms.
Lower your monthly payments, tap into your home’s equity, or change your loan terms with our strategic refinancing solutions designed to save you money.
Optimize your financial strategy with our comprehensive approach to mortgage planning, helping you build wealth through smart home financing decisions.
Discover mortgage solutions perfectly tailored to your needs. We present competitive rates, flexible terms, and personalized options designed to make your homeownership dreams achievable. Explore our special offers crafted for various buyer needs—from first-time purchasers to seasoned investors.
Save more over the life of your loan
Start your journey with ease
Move in with minimal upfront cost
Quick closing for competitive markets
Find the right mortgage solution designed to fit your needs, whether you’re buying your first home, upgrading, or investing.
Reduce your interest rate, change loan terms, or access equity with a refinancing plan.
Designed for seniors to access home equity while staying in their home.
Borrow against your home’s equity for renovations, education, or major expenses.
Qualify using bank statements instead of tax returns—ideal for entrepreneurs.
Ideal for buyers with solid credit and stable income, offering competitive rates and customizable terms.
Perfect for those starting their homeownership journey with low down payments and flexible qualification.
Zero down payment options for buyers in eligible rural and suburban communities.
No down payment, low rates, and flexible terms for those who’ve served our country.
Designed for luxury homes and high-value properties that exceed conforming loan limits.
Finance new home construction with flexible, staged funding options.
Finance retail, office, or investment properties with tailored commercial lending solutions.
Focuses on rental income potential, not personal income, to qualify for investment properties.
Perfect for self-employed or non-traditional income borrowers with flexible approval standards.
Simplified financing for international buyers investing in U.S. real estate.
Reduce your interest rate, change loan terms, or access equity with a refinancing plan.
Designed for seniors to access home equity while staying in their home.
Borrow against your home’s equity for renovations, education, or major expenses.
Qualify using bank statements instead of tax returns—ideal for entrepreneurs.
Ideal for buyers with solid credit and stable income, offering competitive rates and customizable terms.
Perfect for those starting their homeownership journey with low down payments and flexible qualification.
Zero down payment options for buyers in eligible rural and suburban communities.
No down payment, low rates, and flexible terms for those who’ve served our country.
Finance new home construction with flexible, staged funding options.
Designed for luxury homes and high-value properties that exceed conforming loan limits.
Finance retail, office, or investment properties with tailored commercial lending solutions.
Focuses on rental income potential, not personal income, to qualify for investment properties.
Perfect for self-employed or non-traditional income borrowers with flexible approval standards.
Simplified financing for international buyers investing in U.S. real estate.
Lisa Paulette2025-09-09Trustindex verifies that the original source of the review is Google. Duane Buziak was a Godsend. With patience and outstanding professionalism, Duane guided me through not only a new home purchase, but navigating an emotional life transition. He is a master who competes with only him self…as he is number 1. He works tirelessly to garner the best interest rate and loan situation. He is respected by his peers and other professionals within his network. I couldn’t have made it through this daunting experience without his encouragement and expertise. Cecilia Morejon2025-09-05Trustindex verifies that the original source of the review is Google. Although I had an overwhelming complicated style of income, Duane was a rockstar and made it happen. He dug around and found what worked for me and when lenders complicated the process even more, Duane was on top of things and we worked it out together. Things got done efficiently and neatly. A true master in his field! You can tell he lives and breaths his career and loves what he does. 🙌🙌🙌 John Steffy2025-08-29Trustindex verifies that the original source of the review is Google. Duane is the real deal Is he over the top…Absolutely! Is he aggressive…Yes! Will he reach out to you as soon as you inquire…you bet!!! And at the end of the day he will use that energy to get you the best deal that fits your needs. We started out working with him almost 3 years ago. We were in a desperate situation. We did not have the necessary history for a conventional mortgage. The company that Duane worked for them did not handle such cases. When he exhausted all available avenues at his disposal, he gave me another contact who handled those cases. While that broker was far from the worker Duane was, he had an angel working for him “Crystal” her hard work and council led us to getting it done… Flash forward to this month. I had always said I would seek Duane when we were able to refinance…our pay history was now sufficient, our credit scores had been pushed up. Duane sends an email. We reconnected. Talking at 10pm ( someone who sleeps less than me) 2am emails ( yes I was up as well) 3 weeks later We just signed our refi loan 3.5% drop Closing was 2 weeks ahead of schedule No glitches! Why Duane knows the business! Duane grinds! Duane listens to what you want! Duane doesn’t push at the end! Thank you Maestro! Kyle Blackwell2025-08-27Trustindex verifies that the original source of the review is Google. Duane and his team were amazing! He gets the rates and deals done. Trusted broker, I will recommend him to any in Virginia! Duane I couldn't thank you enough giving me the confidence to be able to close and open a new chapter in my life. J R2025-08-15Trustindex verifies that the original source of the review is Google. Duane was super knowledgeable and definitely the best broker I've used–he really fought to get us the best rate possible and kept me in the loop at all times. No Thanks2025-08-05Trustindex verifies that the original source of the review is Google. As you can tell by my username I am not a publicity hound. But I have to stop and thank Duane Buziak. I know he is the maestro but I didn't know he also saves money on title fees too. Wow. I compared over 7 different title companies and it wasn't even close. Talk about someone going the extra mile. Best rates lowest fees, and then he sent me a title company that I swear to God charged almost nothing for title fees. Amen. He goes above and beyond anyone. I had purchased 4 homes before this, never had a smoother, easier, less painful experience. And the savings, they are very real. If you are not using Duane Buziak for your mortgage, why? Naomi Hoehn2025-07-29Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding. He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions. Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule. As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options. If you’re lucky enough to work with Duane Buziak, you’re in the best hands. Keerthi G2025-07-24Trustindex verifies that the original source of the review is Google. Duane is very hardworking and knowledgeable,got us the best deal